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	<title>High Interest Savings Accounts &#187; Term Deposits</title>
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	<link>http://www.high-interest-saving-account.com.au</link>
	<description>Compare Savings Accounts Online</description>
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		<title>UBank Term Deposit</title>
		<link>http://www.high-interest-saving-account.com.au/ubank-term-deposit.html</link>
		<comments>http://www.high-interest-saving-account.com.au/ubank-term-deposit.html#comments</comments>
		<pubDate>Mon, 12 Sep 2011 20:00:13 +0000</pubDate>
		<dc:creator>laurence</dc:creator>
				<category><![CDATA[Term Deposits]]></category>
		<category><![CDATA[term deposit]]></category>
		<category><![CDATA[UBank USaver]]></category>

		<guid isPermaLink="false">http://www.high-interest-saving-account.com.au/?p=721</guid>
		<description><![CDATA[A UBank Term Deposit gives you the security of a fixed rate. You can choose from a 1, 3, 6, 9 or 12 month term and if you rollover your deposit amount (or more) at the end of your term, we'll reward you with a 0.10% p.a. Loyalty Bonus. <p><a href="http://www.high-interest-saving-account.com.au/ubank-term-deposit.html">UBank Term Deposit</a> is a post from: <a href="http://www.high-interest-saving-account.com.au">High Interest Savings Accounts</a></p>
]]></description>
			<content:encoded><![CDATA[<p>A UBank <span class='wp_keywordlink'><a href="/rates/term-deposits" title="term deposit">term deposit</a></span> gives you the security of a fixed rate. You can choose from various terms and if you rollover your deposit amount (or more) at the end of your term, we&#8217;ll reward you with a 0.10% p.a. Loyalty Bonus.</p>
<p>All our Term Deposit applications are done online, so you get a highly competitive rate and you can earn instant interest with a &#8216;Turbo Deposit&#8217;.</p>
<p>You can also set up a UBank Term Deposit for your <a title="Self Managed Super Fund" href="http://secure1.ubank.com.au/ub/web/smsf/smsf-term-deposits">Self Managed Super Fund</a>.</p>
<p><strong>With a UBank Term Deposit, you&#8217;ll get:</strong></p>
<ul>
<li>A great interest rate. <a href="http://www.s2d6.com/x/?x=c&amp;z=s&amp;v=3339234&amp;k=HISA">View all our rates</a>.</li>
</ul>
<table border="1">
<tbody>
<tr>
<th><span class='wp_keywordlink'><a href="/rates/term-deposits" title="term deposits">term deposits</a></span></th>
<th>Standard Rate p.a.</th>
<th>With Loyalty Bonus of 0.10% p.a.</th>
</tr>
<tr>
<td>1 Month</td>
<td style="text-align: center;">3.36%</td>
<td style="text-align: center;">3.46%</td>
</tr>
<tr>
<td><strong>3 Months</strong></td>
<td style="text-align: center;"><strong>5.61%</strong></td>
<td style="text-align: center;"><strong>5.71%</strong></td>
</tr>
<tr>
<td><strong>4 Months</strong></td>
<td style="text-align: center;"><strong>5.71%</strong></td>
<td style="text-align: center;"><strong>5.81%</strong></td>
</tr>
<tr>
<td><strong>6 Months</strong></td>
<td style="text-align: center;"><strong>5.91%</strong></td>
<td style="text-align: center;"><strong>6.01%</strong></td>
</tr>
<tr>
<td>9 Months</td>
<td style="text-align: center;">5.41%</td>
<td style="text-align: center;">5.51%</td>
</tr>
<tr>
<td>12 Months &#8211; Interest paid at maturity</td>
<td style="text-align: center;">5.41%</td>
<td style="text-align: center;">5.51%</td>
</tr>
<tr>
<td>12 Months &#8211; Interest paid monthly</td>
<td style="text-align: center;">5.31%</td>
<td style="text-align: center;">5.41%</td>
</tr>
</tbody>
</table>
<p>&nbsp;</p>
<ul>
<li>No fees</li>
<li>The choice of a 1, 3,4, 6, 9 or 12 month term</li>
<li>A 0.10% p.a. Loyalty Bonus when you rollover 100% of your term deposit</li>
<li>Instant interest, with the <a title="Term Deposit" href="http://secure1.ubank.com.au/ub/web/customer-help/about-ubank-term-deposits#turboDeposits">Turbo Deposit</a> account opening process</li>
<li>A government guarantee on deposits up to $1 million (limit applies to total funds deposited with NAB)</li>
<li>Access to a real person, 24/7</li>
</ul>
<p>&nbsp;</p>
<h2><a href="http://www.s2d6.com/x/?x=c&amp;z=s&amp;v=3339234&amp;k=HISA" target="_blank">Apply for a UBank Term Deposit Now!</a></h2>
<p><a href="http://www.high-interest-saving-account.com.au/ubank-term-deposit.html">UBank Term Deposit</a> is a post from: <a href="http://www.high-interest-saving-account.com.au">High Interest Savings Accounts</a></p>
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		</item>
		<item>
		<title>Heritage Term Deposit</title>
		<link>http://www.high-interest-saving-account.com.au/heritage-term-deposit.html</link>
		<comments>http://www.high-interest-saving-account.com.au/heritage-term-deposit.html#comments</comments>
		<pubDate>Sat, 30 Apr 2011 07:47:28 +0000</pubDate>
		<dc:creator>laurence</dc:creator>
				<category><![CDATA[Term Deposits]]></category>

		<guid isPermaLink="false">http://www.high-interest-saving-account.com.au/?p=827</guid>
		<description><![CDATA[At Heritage we put People first with some of the best term deposit rates around. Whatever your investment goals, Heritage will help you get there sooner with a high interest term deposit.<p><a href="http://www.high-interest-saving-account.com.au/heritage-term-deposit.html">Heritage Term Deposit</a> is a post from: <a href="http://www.high-interest-saving-account.com.au">High Interest Savings Accounts</a></p>
]]></description>
			<content:encoded><![CDATA[<p>At Heritage we put <em>People first</em> with some of the best <span class='wp_keywordlink'><a href="/rates/term-deposits" title="term deposit">term deposit</a></span> rates around. Whatever your investment goals, Heritage will help you get there sooner with a high interest term deposit.</p>
<p><strong>3 months</strong><br />
Get a hot<strong> 5.60%p.a</strong> for three months. Available for term deposit amounts of $5,000 or more.<br />
<strong>6 months</strong><br />
Get a hot <strong>5.60%p.</strong>a for six months. Available for term deposit amounts of $5,000 or more.<br />
<strong>12 months</strong><br />
Secure your investment for 12 months at <strong>5.40%p.a. </strong>Available for <span class='wp_keywordlink'><a href="/rates/term-deposits" title="term deposits">term deposits</a></span> of $5,000 or more.<br />
<strong>5 years</strong><br />
Are you looking for a long term investment with a great interest rate? Heritage offers <strong>5.70%p.a </strong>for $5,000 or more for 5 years.</p>
<p><a href="http://www.s2d6.com/x/?x=c&amp;z=s&amp;campaignid=2493&amp;affiliateid=61215&amp;k=HISA"><strong>Apply Now for the Heritage Term Deposits!</strong></a></p>
<p>&nbsp;</p>
<p>Features include:</p>
<ul>
<li>Investments from as little as $1,000</li>
<li>Interest can be paid on maturity, up front, fortnightly<sup>1</sup>, monthly, quarterly, half yearly, yearly or on early maturity</li>
<li>Terms of 1 month to 5 years</li>
<li>Interest calculated on daily balances</li>
<li>Negotiable rates for amounts $250,000 or greater</li>
</ul>
<p><span class="Apple-style-span" style="font-size: 8px; font-weight: bold;">Contact Heritage for interest rates on amounts of $250,000 or more, or for rates on different Interest Payment Frequencies</span></p>
<h6><span class="Apple-style-span" style="font-size: 8px;">*Hot Term deposit rate. Heritage sometimes offers term deposits which are priced higher than our standard term deposit (usually called “Hot Rate” term deposits). Because these term deposits often automatically renew at maturity for the same period but at a different interest rate, there is a risk you may move from a high to a low interest rate. Interest is calculated on daily balances. An interest rate deduction will be applied for all interest payment options apart from at maturity and yearly. Apply the following deductions from quoted interest rates 0.15%p.a for Up-front interest payments , 0.10% p.a for fortnightly &#8211; (only available to age pension recipients), monthly and quarterly payments and 0.05% p.a for interest paid half yearly. Early maturity: All or a portion of the term deposit may be withdrawn prior to maturity but will attract a lower interest rate (0.10%p.a.) Please read the Guide to Heritage Deposit Products (available in branch, by phoning 13 14 22 or <a href="http://www.heritage.com.au/Fees-and-Conditions.aspx">here</a>) and consider whether this product is right for you.</p>
<p>Rates effective from 6 December 2011 and subject to change without notice. All rates are calculated on a per annum (p.a.) basis.<br />
</span></h6>
<p><a href="http://www.high-interest-saving-account.com.au/heritage-term-deposit.html">Heritage Term Deposit</a> is a post from: <a href="http://www.high-interest-saving-account.com.au">High Interest Savings Accounts</a></p>
]]></content:encoded>
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		</item>
		<item>
		<title>St.George Term Deposit</title>
		<link>http://www.high-interest-saving-account.com.au/stgeorge-term-deposit.html</link>
		<comments>http://www.high-interest-saving-account.com.au/stgeorge-term-deposit.html#comments</comments>
		<pubDate>Mon, 10 Aug 2009 07:16:53 +0000</pubDate>
		<dc:creator>Richard</dc:creator>
				<category><![CDATA[Term Deposits]]></category>
		<category><![CDATA[savings account]]></category>
		<category><![CDATA[st. george]]></category>
		<category><![CDATA[term deposit]]></category>

		<guid isPermaLink="false">http://www.high-interest-saving-account.com.au/?p=340</guid>
		<description><![CDATA[St.George term deposit account offers high interest rates for fixed terms with low minimum deposit and no ongoing fees. Apply online today.<p><a href="http://www.high-interest-saving-account.com.au/stgeorge-term-deposit.html">St.George Term Deposit</a> is a post from: <a href="http://www.high-interest-saving-account.com.au">High Interest Savings Accounts</a></p>
]]></description>
			<content:encoded><![CDATA[<h2>St. George <span class='wp_keywordlink'><a href="/rates/term-deposits" title="term deposit">term deposit</a></span></h2>
<ul>
<li>A range of terms to suit your needs from 1 month to 5 years</li>
<li>Competitive interest rates <a href="http://www.s2d6.com/x/?x=c&amp;z=s&amp;v=3339226&amp;k=HISA">View current rates here</a></li>
<li>A guaranteed rate of return for the term of your investment #</li>
<li>Ability to set up Term Deposit in business or DIY Super name</li>
</ul>
<h3>Rates</h3>
<table border="0" cellspacing="0" cellpadding="0">
<tbody>
<tr>
<td style="text-align: center;" valign="top" width="150"><strong>Maturity </strong></td>
<td style="text-align: center;" valign="top" width="150">    <strong>$5k&lt;$25m</strong></td>
</tr>
<tr>
<td style="text-align: center;" valign="top" width="150">4 months</td>
<td style="text-align: center;" valign="top" width="150"> 5.45% p.a.</td>
</tr>
<tr>
<td style="text-align: center;" valign="top" width="150">5 months</td>
<td style="text-align: center;" valign="top" width="150"> 5.65% p.a.</td>
</tr>
<tr>
<td style="text-align: center;" valign="top" width="150">12 months</td>
<td style="text-align: center;" valign="top" width="150"> 5.10% p.a.</td>
</tr>
<tr>
<td style="text-align: center;" valign="top" width="150">24 months</td>
<td style="text-align: center;" valign="top" width="150"> 5.30% p.a.</td>
</tr>
<tr>
<td style="text-align: center;" valign="top" width="150">36 months</td>
<td style="text-align: center;" valign="top" width="150"> 5.70% p.a.</td>
</tr>
<tr>
<td style="text-align: center;" valign="top" width="150">48 months</td>
<td style="text-align: center;" valign="top" width="150"> 5.70% p.a.</td>
</tr>
<tr>
<td style="text-align: center;" valign="top" width="150">60 months</td>
<td style="text-align: center;" valign="top" width="150"> 5.90% p.a.</td>
</tr>
</tbody>
</table>
<p>**Balances from $5,000 (interest at maturity/annual)</p>
<h2><a href="http://www.s2d6.com/x/?x=c&amp;z=s&amp;v=3339226&amp;k=HISA" target="_blank">Apply for the St. George Term Deposit Now</a></h2>
<h6><span style="font-weight: normal;">* Interest is paid at maturity for terms up to 5 months. For terms greater than 12 months, interest is paid annually.</span></h6>
<h6><span style="font-weight: normal;"> Limited to residents in Australia. Fees and charges may apply. This information does not take your circumstances into account. You should read the Terms and Conditions available at any branch or by phoning 13 33 30 to ensure the product is right for you.</span></h6>
<p><strong>Important information</strong></p>
<p>Conditions apply.</p>
<p>If the deposit or any part of it is withdrawn early, an interest rate adjustment will normally apply. Rates are available on deposits of $5,000 or more. Personal and business customers only, not available for corporate, institutional or government customers. Rates apply for a single term. Different rates apply for subsequent terms.</p>
<p>Before making a decision, it&#8217;s best to read the terms and conditions.</p>
<p><a href="http://www.high-interest-saving-account.com.au/stgeorge-term-deposit.html">St.George Term Deposit</a> is a post from: <a href="http://www.high-interest-saving-account.com.au">High Interest Savings Accounts</a></p>
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