An online savings account that pays you high interest and helps you save for your goals.

4.50% High interest rate (variable) or 5.10% fixed term for 12 months.*

• Unlimited free Suncorp Bank transactions with no monthly account keeping fee
• Option to lock any amount of your money away for a period of time to earn higher interest
• Use as a stand alone savings account; or with one of our everyday accounts to access your day-to-day money
• Unlimited access to deposit funds in branch or make transfers online
• Unlimited access via Phone/Internet Banking
• Government Guarantee on your deposits up to $1 million^
• Rest assured with the 5th largest bank#
• It has never been easier to switch your money on and reach your savings goal.

• Apply for the Suncorp eOptions account now

Our overview

This Suncorp account aims to be a leader in the pack of competitive online savings accounts.  As with other leading products there are no minimum deposits, monthly fees and there are NO penalties in the months you withdraw funds. You can withdraw funds via your online banking into your everyday bank account which can be with any of the main banks in Australia including Suncorp of course. Suncorp even have an option to tie the account together with an everyday bank account with a Visa debit card.

As the account can be accessed 24/7 online and deposits and withdrawals can also be made via your online banking there is no need for branch access so the account is suited to savers across Australia, regardless of location. You won’t need to step inside a Suncorp branch so it’s not just for Queenslanders!

Suncorp eOptions Account is a post from: High Interest Savings Accounts

MoneyMagazine’s Best online savings account 2011. Backed by NAB and government guaranteed.
Open an account online now and earn a great interest rate of 6.01% p.a.

With every USaver savings account, you’ll get:

• A genuine high interest savings account – calculated daily, paid monthly
• No fees or charges whatsoever
• A simple online account opening process plus access to a real person 24/7
• Savings Buckets – create different savings accounts for each of your savings goals in just a few clicks
• Our useful Goal Tracker online savings tool. Goal Tracker will help you learn how to save money to achieve your goals
• Easy online account management – transer funds out anytime
• Your choice of alerts sent to you via email, SMS or secure mail
• No minimum amount and a maximum balance of $1 million dollars per customer
• Standard rate 5.41%p.a. – Bonus rate 0.60%p.a.

Opening a USaver account online is easy. It only takes a few minutes and there’s no paperwork
required.

Apply for the Ubank Usaver account online now direct with Ubank  - quick and easy application.

Full terms and conditions available from Ubank.

UBank USaver Account is a post from: High Interest Savings Accounts

Offer for NEW CUSTOMERS:

From the 25^th January 2012, all new customers to join RaboDirect will get a bonus interest rate of 0.61%p.a* on top of our standard variable rate for balances under $1 million.

• All you need to do is open a high interest savings account and you will be eligible for the bonus rate.
• It is available to all new customers for 4 months from account opening
• For balances up to $250k you will automatically earn 6.01%p.a. variable bonus rate on every dollar for the first 4 months.
• For balances between $250k and $1 million you will automatically earn 5.61%p.a. variable bonus rate on every dollar for the first 4 months.
• After the initial 4 months, your rate will revert to the standard variable rate that applies to your account balance.
• Bonus Rate Offer is for a Limited Time Only, so get in quick!

Offer for EXISTING CUSTOMERS:

From the 2^nd Feb 2012, the bonus rate of 0.61% will automatically be applied to any additional deposits existing customers make from 2 February  2012.

• You will get this bonus rate for 5 months, ending 30 June 2012.
•  For balances up to $250k you will automatically earn 6.01%p.a. variable bonus rate on every dollar up until the 30 June 2012.
•  For balances between $250k and $1 million you will automatically earn 5.61%p.a. variable bonus rate on every dollar up until the 30 June 2012.
• Every additional dollar deposited into your High Interest savings account which is over and above the total combined balance of your RaboDirect deposit accounts (i.e. HISA, Purpose Saver, PremiumSaver and term deposits) as at midnight 1 Feb 2012, will earn the bonus rate on top of your standard variable rate.
•   Available for all Personal, DIY, Trust and Business customers for balances under $1 million.

Apply for a RaboDirect High Interest Savings

Legal stuff, but nothing sneaky:
*Information and rates correct as at 25/1/12. Rate shown is subject to change and comprises a 0.61%p.a. fixed margin above our standard variable rate on balances up to $200,000, currently 5.4%p.a. Available to new customers for 4 months from account opening, then reverting to the standard variable rate. Different rates apply to business accounts. Click here for more information on our business accounts.

RaboDirect and related deposit products are issued by Rabobank Australia Limited ABN 50 001 621 129, AFSL 234700. Read the terms and conditions before making investment decisions.

RaboDirect High Interest Savings is a post from: High Interest Savings Accounts

With no monthly account fees, unlimited transactions at over 2,900 ATMs without charge and a VISA Debit Card, you are free to get on with the every day.

Rates:

Account Features:

• $10 monthly Feebate*, up to a total of $100, for each month you make deposits of at least $2,000, like your salary.
• $0 monthly account keeping fee.
• Unlimited transactions^{^} at over 2,900 HSBC, Westpac, St George, Bank of Melbourne and BankSA ATMs at no charge.
• HSBC Visa Debit Card for secure access to your money.
• Access anywhere and at anytime through Internet, Mobile and Phone Banking.
• Easy to link online to a high-interest Serious Saver Account for your savings.

Apply for an HSBC Day to Day Account now

*Conditions Apply. To be eligible for the $10 Feebate you must open a new HSBC Day to Day Account from 1 June 2011 and meet the minimum deposit criteria by the last business day of the calendar month. Your $10 Feebate will be credited to the account within the first 5 business days of the subsequent month. Feebate payments will cease when a total of $100 has been credited to the account or when the account has been open for 12 months, whichever occurs first. Feebates will only be paid on one account per customer.

**Interest rate applicable for balances from Balances from $50,000

HSBC Day to Day Account is a post from: High Interest Savings Accounts

You could make the most of your savings with ANZ Progress Saver. Whether you are saving for a special goal or setting up a kid’s first bank account, ANZ Progress Saver could help you. Be rewarded with bonus interest calculated daily and paid monthly when you make a single deposit of $10 or more in a month and no withdrawals or debits in that month¹

Benefits:

• Bonus variable interest rate

  0.01% p.a. + 5.75% p.a. (Base rate + Bonus rate)

• Reward yourself for saving with bonus interest calculated daily and paid monthly when you make a single deposit of $10 or more in a month and no withdrawals or debits in that month1.
• Make every dollar work harder for you with no monthly account service fee.
• Deposit cash directly into your account through ANZ branches.
• Track your saving progress with a savings graph on each statement.
• Receive one free ANZ Transaction  – and if you’re under 18, you won’t pay additional ANZ Transaction fees for certain additional ANZ Transactions including Staff Assisted Transactions and Electronic Transactions (for eligible customers).
• Interest on ANZ Progress Saver is calculated daily and paid monthly.

Apply for an ANZ Progress Saver

**Terms and conditions are available on application. Fees and charges apply.

ANZ Progress Saver is a post from: High Interest Savings Accounts

HSBC Serious Saver is a high interest savings account that helps you resist the temptation to spend your savings by rewarding you with a great interest rate for every month you don’t make a withdrawal.

Key Account Features

• Enjoy an introductory variable rate of 5.80% for 4 months# for balances up to $1,000,000. 
• Ongoing Variable Rate of 4.75% p.a.
• No minimum opening or ongoing balance required.
• Earn interest every month you don’t make a withdrawal.
• Link to an HSBC Day to Day Account or any other Australian bank account.
• Transfer funds through your linked account via Internet, Mobile and Phone banking.

Apply for an HSBC Serious Saver Account now

Terms and conditions available from HSBC

HSBC Serious Saver Account is a post from: High Interest Savings Accounts

Virgin Saver – Get there faster with an impressive variable introductory rate of 5.85% p.a.

Features:

• Variable introductory rate - 5.85% p.a.* for the first 4 months on accounts with balances of up to $150,000
• Variable ongoing rate - A very competitive 4.65% p.a. One of the best rates around
• Interest calculated – daily and interest paid monthly
• Government Guarantee- Through alliance with Citibank, savings of up to $1 million are covered by the Australian Government Guarantee

Apply for a Virgin Saver online now in minutes

Important information: Terms & Conditions apply and are available by clicking here. As this is an online account we can only accept electronic deposits and cheques, and all withdrawals must be made to your nominated linked account. While there are no fees payable on your Virgin Saver Account whatsoever, fees may apply to your nominated linked account. Please check with the relevant financial institution where your nominated linked account is held. Any advice is of a general nature only. We haven’t taken into account your objectives, financial situation, or needs when preparing it. Before acting on this advice you should consider if it’s appropriate for your situation. Details about our dispute resolution system can be found by clicking here.

The calculator is supplied by InfoChoice Ltd for illustrative purposes and shouldn’t be relied upon as an exact reflection of the Virgin Saver product. The projected savings amount assumes interest is calculated and paid at the same frequency at which deposits are made. The default interest rate shown is the current Virgin Saver variable ongoing rate. The interest rate entered is assumed to stay constant over the entire period. This projection does not take into account any fees, taxes or inflation. Introductory interest rates may apply to an account and could change at any time.

Virgin Money (Australia) Pty Limited ABN 75 103 478 897 AR No 280884 promotes and distributes Virgin Saver as an Authorised Representative of Virgin Money Financial Services Pty Ltd ABN 51 113 285 395 AFSL No. 286869. Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238098 (“Citibank”) is the issuer of Virgin Saver.

* The variable 5.85% p.a. introductory rate is available for 4 months from date of account opening to new customers with balances of $150,000 and under only. For balances over $150,000 the variable introductory rate is 4.85% p.a. on the entire account balance during the introductory period. If your balance is less than or equal to $150,000 but increases beyond $150,000 during the introductory period your variable introductory rate will be 4.85% p.a. on the entire account balance for the remaining introductory period that the balance remains above $150,000. At the end of the 4 month introductory offer period for all new customers the rate will revert to the variable ongoing rate, currently 4.65% p.a. Rates are effective from 13/12/11 and are subject to change at any time.

# Total balances of $1 million or less will automatically access (fee free) the Australian Government Guarantee under the Financial Claims Scheme until 1 Feb 2012. As Citibank issues the Virgin Saver and is the registered ADI under the Financial Claims Scheme, the sum of all balances held in Virgin Saver and any other Citibank accounts will be covered by the Australian Government Guarantee up to a maximum of $1 million per person. From 1 Feb 2012 the Financial Claims Scheme threshold will reduce to $250,000. For more information go to www.apra.gov.au or call 1300 55 88 49.

Virgin Saver is a post from: High Interest Savings Accounts

Citibank Plus is a free account that offers a host of benefits like a bottle of award winning wine at partner restaurants1, global advantages, an extensive local ATM network and much more.

Access your money anytime, anywhere through Visa Debit.

Compare our totally fee free account against our competitors .

Benefits:

• Fee free, no catches.
• A free bottle of award winning wine every time you dine at partner restaurants in the Citibank Dining Program1.
• Fee free ATM withdrawals at over 3,000 Citibank, Westpac, St George, Bank of Melbourne and Bank SA ATMs around Australia.
• Fee free use of your Citibank Visa Debit Card around the globe to make in store purchases or withdraw cash at any ATM2.
• Free international money transfers from Australia to any account, anywhere in the world
• Instant money transfers when sending funds overseas to another Citibank account using Citibank Global Transfers3.
• Visa Debit Card for online, domestic and overseas purchases.
• Access anytime, anywhere through online, phone or mobile banking.
• Make the transition to your new Citibank Plus account fast and simple with Citibank’s switching service.
• No interest is earned on the Citibank Plus Transaction Account. 2.75% p.a.⁴ interest is earned on linked Citibank Plus Saving Accounts.

APPLY NOW for the Citibank Plus Account!

Terms and conditions apply and are available on request.

1. Citibank’s Dining Program is operated by Pinpoint Pty Ltd ABN 49 002 693 656 and Zenith Wine Agencies Pty Ltd ABN 66 128 399 717 and is open to Citibank cardholders. The cardholder is entitled to receive a gift of a selected bottle of wine when using their Citibank debit card to pay for their restaurant bill. This offer is available only at participating partner restaurants for dine-in customers who order a minimum of a main course and is limited to one free bottle of wine per booking. Split bills are not permitted. The free bottle of wine must be requested at the time of ordering. The free bottle of wine cannot be taken away or consumed off premises and is not available to customers selecting a degustation menu option with matching wines. The free bottle of wine specified may be out of stock or replaced. Should this occur, the restaurant will provide a similar quality bottle of wine at their discretion.

2. Non-Citibank and non-Partner* ATM owners may charge you a fee for use of their ATMs. *Partner ATMs include Westpac branded, St. George, Bank of Melbourne and Bank SA ATMs within Australia.

3. Free international transfers available from Citibank Australia to select Citibank accounts in more than 25 countries worldwide using Citibank Global Transfers. Daily transfer limit applies. Funds are converted to the destination account currency at the exchange rate specified to you on Citibank Online before you confirm your transaction. This exchange rate includes a commission for the conversion service. Subject to local regulations, transfers will normally reach the destination account almost immediately after being effected, but in some cases (depending on the availability of processing facilities at the destination) may take a maximum of 24 hours.

Citibank Plus is issued by Citigroup Pty Limited ABN 88 004 325 080, AFSL 238098 (‘Citibank’). The Terms and Conditions that apply are available on request. Debit interest charges may apply.

Any advice is general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on this advice you should consider if it’s appropriate for your particular circumstances.

Citibank Plus Account is a post from: High Interest Savings Accounts

NAB iSaver

Current Standard variable interest rate                              4.15%p.a.

Plus: 4 month fixed bonus interest on new accounts         1.35% p.a.

Total current NAB iSaver rate on new accounts    =     5.50% p.a

Every dollar earns the standard variable interest every month, whatever your balance.

For the first four months you can earn bonus interest on balances up to $1 million (any amount above $1 million only earns the standard interest).

NAB iSaver is a high interest online savings account with:

• no bank fees – no transaction or account keeping fees
• interest calculated daily and paid monthly on every dollar
• bonus interest for new accounts
• no minimum or opening balance
• unlimited deposits and withdrawals without affecting your interest rate.

Apply for a NAB Isaver now

No monthly account fees, no transaction fees

There are no fees on NAB iSaver accounts. You need a NAB everyday account to link your NAB iSaver to, so you should also check the fees for that account. (Remember that NAB Classic Banking has no monthly account fees, either).

Important Information:
1 Fees may apply to a linked NAB Gold Banking account.
*Interest rates current as at 16 December 2011 and subject to change. The NAB iSaver introductory rate is applicable to NAB iSaver accounts opened from 16 December 2011 for 4 months from account opening. This fixed bonus interest rate applies to that part of the balance up to $1 million. For balances greater than $1 million, the portion of the balance above $1 million will receive the standard variable NAB iSaver interest rate. After 4 months accounts will receive the standard variable NAB iSaver interest rate.

NAB iSaver is a post from: High Interest Savings Accounts

Features:

• A great introductory rate of 5.80% p.a.1 for the first 6 months of your account opening. At the end of the 6 months you’ll receive our standard variable rate, currently 4.75%p.a.1
• No account fees2
• No minimum balance
• No fixed terms or hidden catches
• Access your money 24 hours a day, 7 days a week through phone and internet banking
• savings up to $1 million will be covered by the Australian Government Guarantee3

Apply for a Citibank Online Saver Account now

Terms & Conditions apply and are available on request

1. The variable introductory rate, currently 5.80% p.a. on balances between $0 to $1,999,999.99 (and 4.75% p.a. on the full balance of your account where the balance is $2,000,000 or more), is offered for 6 months from the date of account opening and is applicable on the first Citibank Online Saver that you open. At the end of the 6 month offer period you will automatically receive the standard variable rate, currently 4.75% p.a. Rates are effective 9 December 2011 and are subject to change at any time.

2. While no account fees are payable on your Citibank Online Saver, fees may apply to your nominated linked account. Please check with the financial institution where your nominated linked account is held. For service fees that might apply, please refer to the Schedule of Fees and Charges.

3. Balances of $1 million or less will automatically access the Australian Government guarantee under the Financial Claims Scheme without being subject to a fee until 1 February 2012.

Any advice is general advice only. It was prepared without taking into account your objectives, financial situation, or needs. Before acting on this advice you should consider if it’s appropriate for your particular circumstances.

Citibank Online Saver Account is a post from: High Interest Savings Accounts