Welcome to High Interest Savings Accounts!
Compare the best high interest savings account offers and apply online
The rise of online savings accounts in Australia means better interest rates and lower fees for you as the consumer. Lower overheads from online accounts are passed onto you. This site is independent from the banks allows you to compare and apply for high interest savings accounts from Bankwest, HSBC, St.George, NAB, Raboplus Savings & more.
Featured Online Savings Account
St.George Savings Account, Direct Saver
Direct Saver is the online high interest savings account from St.George Bank. The account offers a high interest rate of up to 4.50%p.a.* variable rate on all balances. The account offers full online and phone banking facilities, has no minimum deposit required and no penalties or fees for withdrawing funds. More Info »
| Interest Rate | Min Deposit | Fees |
|---|---|---|
| 4.50% | $1+ | $0 |
No user ratings yet|
Add the first rating
ANZ Online Saver
Apply Online now for the ANZ Online Saver account ANZ Online Saver - Online Savings Account Now is the time to give your savings a lift Open an ANZ Online Saver by 17 May 2009 and get your savings off to a flying start to enjoy bonus interest of 0.50% p.a. on top of the standard variable [...] More Info »
| Interest Rate | Min Deposit | Fees |
|---|---|---|
| 4.25% | $1+ | $0 |
No user ratings yet|
Add the first rating
NAB iSaver Savings Account
NAB is one of Australia’s leading banks with an extensive branch network throughout the country. Those seeking a high interest savings account with the convenience of 24/7 internet banking and the knowledge that your money is with a major bank should view the details below. More Info »
| Interest Rate | Min Deposit | Fees |
|---|---|---|
| 4.40% | $1+ | $0 |
No user ratings yet|
Add the first rating
Suncorp eOptions Account
Suncorp eOptions savings account is a high interest savings account with no monthly fees from Suncorp More Info »
| Interest Rate | Min Deposit | Fees |
|---|---|---|
| 4.45% | $1+ | $0 |
No user ratings yet|
Add the first rating
Smartypig by ANZ
Smartypig by ANZ has been hailed as banking 2.0. Get great savings rates and motivate yourself and friends with Facebook savings goals. More Info »
| Interest Rate | Min Deposit | Fees |
|---|---|---|
| 4.0% | $10+ | $0 |
No user ratings yet|
Add the first rating
Featured Term Deposits
Bankwest tddirect
With up to 4.81%p.a., the bankwest tddirect online term deposit offers a fantastic return, plus you can choose the term that best suits you. Compare that with the big banks! BankWest Term Deposits are ideal if you are looking for the security of a fixed rate of return over a specific period of time. More Info »
| Interest Rate | Min Deposit | Min Term | Fees |
|---|---|---|---|
| 4.81% | $1000 | 3 Months | $0 |
Now user ratings yet|
Add the first rating
Benefits of online savings account offers
As well as the convenience of 24/7 Internet banking online high interest accounts offer several other distinct benefits over standard savings accounts:
- Higher interest rates - without the costs of branch services and networks the banks can afford to pass on these cost savings in the form of high interest rates for you
- Lower fees - many banks charge monthly fees which soon add up. As you will see, most of the accounts featured on our site have no monthly fees which means interest you earn does not get eaten up by fees.
- Low minimum deposits - Another trick to look out for is banks offering rates that sounds great but requiring you to deposit large amounts of money or maintain a minimum balance. Some will only pay interest in balances above a certain amount, such as $2,000. Most accounts on this site allow you to deposit as little as $1 to open an account, pay the interest on all your funds and their is no minimum balance. Just check each offer for details.
How to apply for a savings account online
- To apply for a savings account you can review the offers above and compare interest rates, minimum deposits and fees.
- Choose the offer you are interested in and click the 'Apply Now' button
- You will be taken to the application page for the bank account of your choice - this online application is secure and directly on the banks own website
- Online applications typically take no more than 10 minutes to complete - You should be an Australian resident, Aged 12 or over and have your TAX file number and bank account details to hand (to link accounts) - This website is independent from any bank and all applications and personal information is directly on the banks own secure application page





