Welcome to High Interest Savings Accounts!
Compare the best high interest savings account offers and apply online
The rise of online savings accounts in Australia means better interest rates and lower fees for you as the consumer. Lower overheads from online accounts are passed onto you. This site is independent from the banks allows you to compare and apply for high interest savings accounts from Bankwest, HSBC, St.George, NAB, Raboplus Savings & more.
Featured Online Savings Account
Suncorp eOptions Account
Suncorp eOptions savings account is a high interest savings account with no monthly fees from Suncorp More Info »
| Interest Rate | Min Deposit | Fees |
|---|---|---|
| 4.00% | $1+ | $0 |
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HSBC Savings – Online Saver Account
With HSBC’s Serious Saver, watch your savings soar. With a high 5.00% p.a. interest rate until 1 July 2010, $0 monthly fees, and $0 minimum opening balance, HSBC’s Serious Saver helps you save faster. More Info »
| Interest Rate | Min Deposit | Fees |
|---|---|---|
| 5.00% | $1+ | $0* |
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St.George Savings Account, Direct Saver
Open a Direct Saver online saving account today and enjoy a fixed bonus rate of 1.55%p.a. above the standard Direct Saver variable rate (3.95%p.a. on 7 December 2009), for 4 months when you open a Direct Saver account before 31 January 2010. More Info »
| Interest Rate | Min Deposit | Fees |
|---|---|---|
| 5.50% | $1+ | $0 |
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ANZ Online Saver
Open an ANZ Online Saver by 30 January 2010 and earn up to 5.25% p.a. until 30 May 2010 1. There is no minimum balance needed to open the account, so open one today. More Info »
| Interest Rate | Min Deposit | Fees |
|---|---|---|
| 5.25% | $1+ | $0 |
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NAB iSaver Savings Account
NAB is one of Australia’s leading banks with an extensive branch network throughout the country. Those seeking a high interest savings account with the convenience of 24/7 internet banking and the knowledge that your money is with a major bank should view the details below. More Info »
| Interest Rate | Min Deposit | Fees |
|---|---|---|
| 5.15% | $1+ | $0 |
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Featured Term Deposits
St.George Term Deposit
A range of terms to suit your needs from 1 month to 5 years Competitive interest rates A guaranteed rate of return for the term of your investment # Ability to set up Term Deposit in business or DIY Super name Apply Online Now * Rate shown is maximum rate available – click the apply now links or buttons to [...] More Info »
| Interest Rate | Min Deposit | Min Term | Fees |
|---|---|---|---|
| 6.50* | $5,000 | 1 month | $0 |
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Benefits of online savings account offers
As well as the convenience of 24/7 Internet banking online high interest accounts offer several other distinct benefits over standard savings accounts:
- Higher interest rates - without the costs of branch services and networks the banks can afford to pass on these cost savings in the form of high interest rates for you
- Lower fees - many banks charge monthly fees which soon add up. As you will see, most of the accounts featured on our site have no monthly fees which means interest you earn does not get eaten up by fees.
- Low minimum deposits - Another trick to look out for is banks offering rates that sounds great but requiring you to deposit large amounts of money or maintain a minimum balance. Some will only pay interest in balances above a certain amount, such as $2,000. Most accounts on this site allow you to deposit as little as $1 to open an account, pay the interest on all your funds and their is no minimum balance. Just check each offer for details.
How to apply for a savings account online
- To apply for a savings account you can review the offers above and compare interest rates, minimum deposits and fees.
- Choose the offer you are interested in and click the 'Apply Now' button
- You will be taken to the application page for the bank account of your choice - this online application is secure and directly on the banks own website
- Online applications typically take no more than 10 minutes to complete - You should be an Australian resident, Aged 12 or over and have your TAX file number and bank account details to hand (to link accounts) - This website is independent from any bank and all applications and personal information is directly on the banks own secure application page